Living In The Gambia

Living In The Gambia


I get pleasure from traveling around West Africa, Specifically all over culturally wealthy areas blending mother nature with contemporary infrastructural developments. The two my air and road travels about this ECOWAS subregion in the last fifteen years is both of those instructive and enriching for me. I are culturally immersed with range in languages, faith, lifestyle, foods, architecture, weather, economic lifestyle, flora and fauna.

The information acquired, can’t be quantified in financial phrases, and i will endorse this educational tours to our youths to help them take pleasure in and tolerate other cultures, Hence decreasing conflicts and disputes amid neighboring countries. Some place else, i have written and held many seminars on Functioning and residing in Ghana about 11 yrs back.

Right now, the success story of Ghana is apparent to all which country Ghana, has emerged as probably the greatest economies from the subregion. Yet again, I’m introducing A different emerging good financial system to you personally, The Gambia.

Before the whole globe flood below, and you will be overlooked, why not choose my suggest seriously and spend, get the job done, Are living or getaway With this stunning region to knowledge what I am speaking about? I like this peaceful state blessed with hospitable individuals. Gambians welcome you with natural inspiring smiles. The Gambia is bounded spherical by an historic river, full of organic resources of sea foods, animals and therapeutic powers. Welcome to your Gambia, the smiling coast of West Africa.

Through the purely natural natural beauty of Makasutu Village, historical sites of Kunta Kinteh village, James Island, Kachikally Crocodile pool, Kanilai Farm, and so many other web pages for the beach locations and people, you might hardly want to leave. Minimal question, there are numerous repeat travellers coming for the Gambia for your earlier ten 15 several years that I’ve met. They come from throughout Europe, Americas, Asia and Africa. With the Seashore, the beauty of The ocean, the sand and Solar will remind you of Mother Africa.

How with regards to the financial investment local weather, really favorable and Trader helpful.Which has a stable economy with an individual digit inflation level and currency Trade of US$1.0 GMD26 (As at ninth April, 2020). The Gambia is really a multicultural country with a great deal of immigrants from West Africa, Europe, The united states, Center East and Asia forever dwelling as traders, working with several NGOs, some retired investors while numerous others are engaged in importation companies and owned many buying malls.The Gambia is dwelling to buyers, volunteers, specialists pursuing their occupation, and holiday break makers that has manufactured this peaceful state their place. Welcome to your Gambia, exactly where there is absolutely no discrimination based on religion, creed, shade, race, gender, social standing, disability and with zero tolerance to corruption. Please read on! Alsamadeh!

Market place

The key marketplaces are in Banjul, Serrekunda and Brikama. Below, you are able to shop for staple foods like fish, meat, veggies, clothings, jeweleries and manner extras. The locals welcome individuals with natural smiles soon after exchanging the religious greetings: “Asalamalekun”, which means, peace be unto you. Historically, Gambian Women of all ages check out market day by day to get what to cook.They are often seen Together with the plastic baskets with holders thronging for the chaotic marketplaces to buy fresh new fish, meat, veggies and get time to greet each other inquiring right after Every single Other folks’ households, relations and get current about present social events and various Women of all ages gossips. A few of the elites, on the other hand, prefer to store in browsing malls all around Kairaba Avenue, and purchase foods in substantial quantities to retailer in your own home.

Mini marketplaces, or what some phone supermarkets are everywhere in the Higher Banjul area competing with the traditional marketplaces. There’s also the neighborhood retailers, named “Fulah Outlets”, owned primarily by Mauritanian citizens and in some instances by Guineans. This can be the put to obtain the domestically built bread termed, “Tapalapa”. This is often a long banana formed clay oven baked bread that is often transported on bicycles through the suppliers early each morning, mid working day and sunset time. I prefer getting this, when clean, It is really soft and a lot more attractive than the stale hardened and uninviting types. An entire a person goes for D5 as well as the 50 % is D2.fifty. The bread is frequently offered using a great unfold of butter, mayonnaises, egg, potato and spiced with jumbo or Maggi sauce with regards to the customer’s preferences.

There is certainly also “Senfu”, which has a crumb mother nature and much cheaper, staying sold for D3 for a complete roll. Nevertheless, i found the “Senfu” is not as filling since the “Tapalapa” that can continue to keep me going for the whole day, like a bowl of “Fufu”, which can be the energiser for the majority of Nigerians, Ghanaians and Sierra Leoneans during the Gambia. The nearby “Fufu” as opposed to the ones present in Ghana and Nigeria are constructed from “Saddam Rice”, as it is referred to as domestically, by milling it into powder and cooked into a stable paste inside of a pot. The most well liked lunch meal, amid Gambians, is the jollof rice, regionally referred to as ” Benechin”. Differing kinds of stew are prepared to try to eat the rice meal like”Plasas”, “Super ganja”, “Damoda”,etcetera. I enjoy the Gambia breakfast food of “Thura Girthe”, which happens to be incredibly rich in protein. This really is a mix of properly pounded rice cooked with milled groundnut and eaten which has a unfold of yogurt “Sour Milk”.

Gambians consume with each other. Tiny groups of between five eight individuals are usually witnessed feeding on in the same bowl, and yet, each time a customer seems, they is beakoned to nevertheless be a part of them and share out of it. This can be the legitimate enjoy, i’m but to determine anyplace. If you believe there is absolutely no free of charge meal wherever, you might be Mistaken; arrive at The Gambia! This clarify The main reason for very minimal or non existent crime price. No less than, a lunch meal is confirmed for anybody residing in The Gambia. Food is shared, no person goes household hungry. The women also squander loads of foodstuff by constantly getting ready a great deal anticipating website visitors to join them when serving their meals. They package the rice foods in big huge bowls with a canopy and wrap it in a standard fashion with cloth, that should protected the food stuff from spilling and carry to their husbands at their respective working areas for them to try to eat with colleagues. Often, they go travel very long distances, to deliver the foods, just like a family residing in Lamin plus the husband Doing the job in Serrekunda.

Operate Several hours

The Formal Performing several hours is 8am 4pm from Monday to Thursday. Friday is half day. The vast majority of Gambians are Muslims, they usually go for your Friday Unique prayers in the afternoon. Although, the “African time” concept is still prevalent Amongst the men and women, This is certainly typical with The federal government personnel, the personal sector is best. Most significant small business appointments get started from 9am, Despite the fact that, They are really scheduled for 8am.

The main reason from time to time for arriving at function late, might be due to unavailability of commercial cars to transport personnel for their respective sites of labor. Even, at areas of work, Gambians tend not to forget to acquire their Chinese herbal tea called ” Atire”.

Recreation OF FOOTBALL

A primary time customer, on the Gambia will Believe the game of football has It really is origin from in this article, due to the love and fervour attached to this video game. There are very a variety of playgrounds which can be hardly ever held idle due to teeming youths that religiously train and play day by day matches, especially in the evenings just after do the job or faculty. Equally, on weekends, very first thing each morning, you will discover Every person performing exercises or enjoying the sport they like most; football.

The conversations of The majority of these youths that constitute 50 % with the state’s inhabitants is centered on the European matches. Teams like Manchester United, Chelsea, Manchester Metropolis, Arsenal, Barcelona, Real Madrid, AC Milan and other major teams have passionate followers inside the Gambia.

There are several Football Viewing facilities that happen to be generating a fortune exhibiting the Are living matches to most Gambian. Whilst, some of these youths won’t know the capital of Nigeria, they normally explain to me It truly is Lagos, Nonetheless they absolutely know all the ecu Club Supervisors, very first line ups and transfers of these crucial players, not to discuss the most up to date scores within the premiership or championship.

The Gambia’s countrywide workforce, called the “Scorpion” is adored therefore you dare not say nearly anything undesirable versus this group if you want to not incur the wrath of my soccer lovers. A loss in match when “Scorpions” Perform, will convert the complete state into a grave property, “a mourning period of time”. But which has a win; the Brazilian samba dancers will envy the dance methods of both the younger girls and boys singing: “ho, ho ho ho, ha,ha,ha,ha..haleyomii”. For that reason, to make mates with Gambians is very easy, just get a soccer matter!


The climatic ailments of your Gambia is somewhat unique from other ECOWAS countries. There is just one cycle of rainfall which begins close to June and ends about October. It is normally very hot throughout the raining durations, unlike other international locations that experience chilly periods.

The Hamattan interval starts from November to February. Nonetheless, the temperature experiences erratic improvements in some cases. The seashores are cleanse and supply succor to viewing travellers that want to practical experience the beauty of the Sunlight, The ocean plus the sand with the Gambia.

There are many shorelines to go to. From Banjul Seaside to Palma Rima, Senegambia and around Sanyang. There are many non public seashores together this line. Most white holidaymakers referred to as “Toubabs” are often welcome at these beaches that have attractive conventional bars with pure juice, canned drinks, barbecue and Unique packages for site visitors.

The menace of “bumsters” are already curtailed and you’ll find vacationer law enforcement patrolling the vast majority of active seashores to prevent the “unsolicited close friends”. The beaches are besieged by Pretty much all Gambians for the duration of festive intervals or for the duration of key musical concert events or displays.

FESTIVE Durations

A customer arriving The Gambia close to Easter or Christmas will think all Gambians are Christians, Using the celebration and partying. Equally, across the Muslim festivals of “Koriteh or Tobaski” will give 1 the impression that there’s no one Christian in town.

This can be the natural beauty and variety on the Gambian hospitality and tolerance of other religions from the Gambia. The individuals delight in great tunes. The nearby artists are adored, many of whom are Jalibah Kuyateh, Titi Kololi, Freakie Joe, Asan Njie, Olugander and Sambou to mention a couple of.

The Women of all ages, both of those younger and old, enjoy dancing. The extremely Actual physical dances of leaping and kicking the air is frequent and i often question in which the Ladies get the extra energy and energy from. Some younger Gentlemen that aren’t utilised to those dances, dare not challenge these Females inside of a dancing Competitors, if they do not want to be hospitalized.

The amusement industry is consequently pretty vibrant. Most of the people take it easy by seeing Nigerian, Senegalese and Ghanaian property video clips. There are plenty of video rental shops to pick the most recent Nigerian movies from. Most of the banks and resorts demonstrate foreign channels like DSTV, CNN, AlJAZEERA, EUROSPORT etcetera.

Paid out Perform Within the GAMBIA

Apart from ECOWAS nationals, that happen to be allowed to operate freely in some key authorities sectors like Education and Judiciary, other nationals are only permitted to work as expatriate and have to go through a scrutiny and acquire acceptance within the immigration department, in advance of they may be permitted to operate with The federal government.

Nevertheless, traders are allowed to herald their workforce, presented they abide because of the immigration legal guidelines of getting a piece/residential allow. Openings exist all year round for capable lecturers in Senior secondary educational facilities everywhere in the nation.

Most of the vacancies are frequently crammed by Nigerians, Ghanaians, Senegalese, Sierra Leoneans, Liberians and A few other ECOWAS nationals. Openings also exist for lecturers in University from the Gambia, quite a few Skilled instruction institutes and various tertiary institutes like Administration Enhancement Institute (MDI), Gambia College and Gambia Complex Training Institute (G.T.T.I).

Though, the non public institutes remuneration is bigger than The federal government fork out scale. The majority of the secondary schools while in the provinces are in need of lecturers, most teachers alternatively prefer to transfer towards the urban metropolitan areas leaving the rural villages with out skilled instructing power.

Governing administration backed faculties remuneration offer for non Gambian academics are amongst D3,five hundred D4,000 for each change (Morning or afternoon) depending upon the entry degree practical experience and qualification. The non public colleges spend between D4,500 D10,000, with regards to the university and knowledge from the Instructor.

Most faculties want lecturers which have collected “Gambian encounter”, indicating, they should have taught while in the Gambia for a few years to grasp the system. Combining equally shifts suggests much more revenue. Most authorities faculties choose to pay back entire income with the early morning change and fifty percent salary for your afternoon shift. You will discover other quite a few chances of profits earning, by Arranging review classes for The scholars just after shut of college by some lecturers. Most teachers frequently change university to Those people spending extra, and each time period witnesses a mass drift of academics around.

The coveted educational institutions are: Marina Worldwide, SBEC, Zenith, SOS, Scanaid and West African Worldwide. Linguistics and sciences are the preferred subjects usually in significant demand from customers. English language, English Literature, Arithmetic, More Maths, Physics, Chemistry, Biology, Agric Science, Utilized Electrical power etc, are “sizzling cake” subjects for most colleges.

ECOWAS capable academics (M.Sc, B.Sc HND holders within the subjects listed previously mentioned) usually are staying employed in secondary educational facilities inside the Gambia.

Other industry experts needed to operate within the personal sectors are:

one. Lawyers with LL.b degree that have efficiently done Law school and called to Bar to work as

Magistrates/Judges Using the Ministry of Justice.

2. Qualified Graphic Web site Designers.

3. Experienced Advertisers.

four. Desktop Laptop Restore Professionals.

five. Automobile Technicians.

six. Theater Arts Extraordinary artists.

7. Movie Administrators Producers.

8. Experienced Actors Actresses.

9. Radio T.V Programme Presenters.

10. Fish Breeding Farming

eleven. Aquarium Creating Gold Fish Rearing.

12. Leadership Progress Trainers.

13. Trainers in exclusive skills vocations.

14. Cottage Market established up trainers ( Entire body creams, soaps, cartons, shoe polish etc.)

The economic industry has witnessed a phenomenal progress with addition of more banking institutions joining the league lately, bringing the total quantity of banks to fourteen in The Gambia. Most of these Nigerian banking companies are opening up branches and will require extra employees.

Whilst, it is way much less expensive to rent the locals than expatriate by the banks, as a result of Unique tax paid out for not hiring Gambians. The same rule relates to the Hotel and Tourism market. The Non Governmental Companies, NGOs are permitted to bring in their personnel.

Volunteers are welcome within the Gambia. Volunteers might have a cultural immersion and gain Worldwide encounter Within this tranquil country. For holiday makers, I’ll recommend traveling to this little but distinctive place for those in quest of a Peaceful, Reasonably priced and Unforgettable African Retreat (PAMAR!)

Financial investment Options


The federal government welcome expenditure in all sectors, Specific awareness is, nonetheless, specified to Agriculture on account of the value of foods safety to any country. Other sectors like Real estate property Properties, Mining Industry, Lodge Tourism, Well being, Instruction, Producing and Agro allied Sectors are key areas to enter and acquire federal government incentive, in tax relief and total assist.

ECOWAS citizens take pleasure in cost free motion of people and items inside the 16 countries block, the required money required to re Identify for the Gambia to operate, Are living, make investments or getaway is far less than what is necessary to settle down in other ECOWAS international locations. Along with the electricity tariffs coming down (thanks to The federal government initiative), NAWEC, the electricity enterprise is undertaking her ideal to ensure stable provide of electrical energy and lots of corporations solely trust in this steady electricity offer.

Incidences of armed theft assault are incredibly exceptional. I haven’t recognized or witness or listen to about armed theft assaults in the final six many years. I only browse in one of the newspapers, 1 or 2 moments, about these attacks in the provinces some several years ago. Men and women go about without having worry of molestation or attack. Petty cellphone theft are often widespread.

The household houses are reasonably priced, and rents of 1 to a few months advance payments, are demanded. The individuals are warm and hospitable. For as tiny as D500 a month, a place can be rented across the busy locations like Brikama, Latrikunda, Lamin,Tabokoto, Wellingara and Coastal highway spots.

The 2 bed area apartments with many of the conveniences goes for among D1,five hundred D2,five hundred per 30 days in these spots depending upon the completed flavor and proximity on the occupied highways. ECOWAS citizens can enter and settle while in the place with options to get started on smaller enterprises.

For these wise citizens from the country, there are lots of enterprises to select from and do simply On this financial commitment friendly region. Any individual coming to your Gambia for The 1st time, need to Firstly approach and put together, realizing what to do and where by to remain and owning enough specifics of the society and business weather.

two. Globally Buyers ( MEDIUM/ Huge SCALE Organizations)

The specific spots, smart buyers, can rush into to invest presently, from our in depth exploration conclusions are:

A) Organising A non public University with residential campus to attract all ECOWAS citizens.

B) Eateries like MacDonald’s, Chicken George, Mr. Briggs, Sweet Sensation, Tantalizers, TFC, and so on

C) Botanical Garden/ Like Yard within the Tourist locations.

D) Making low Cost Houses to become sold or rented out to folks.

E) Ground nut processing manufacturing unit.

F) Feed Mill for Poultry, Rabbitry and Turkey Production.

G) Cashew Processing Manufacturing facility (CNS Oil, brake oil, glue, rubber,electrical wires etc).

H) Organic Juice canning factory ( Fruits like mangoes, orange, lime etcetera abound).

I) New Flower manufacturing and export.

J) Fish Canning/ Foods packaging for export.

You can find other 90 firms We have now surveyed for being prospective prompt funds earners for clever buyers to take on. Kindly ask for for a detailed undertaking profile on this. The Gambia Financial commitment Advertising and Free Zones Agency, (GIPFZA) welcome traders with unique delivers of tax relief, authorities help and non bureaucratic processing of vital files to permit for brief set up and expense from the Gambia.

To have a reasonable notion of the business enterprise weather, i recommend that each one prospective investors browse the most recent business enterprise Listing (The Gambia Enterprise Directory).

INFRASTRUCTURAL Advancement Business enterprise Setting

The Gambia, even though small, but has a strong economy with fourteen industrial financial institutions, four GSM firms, a great number of Airways plying the subregion and the surface planet. You will discover greater than 5 daily newspapers, all around eight radio stations and plenty of lodges of international standards such as the 5 star Sheraton Hotel.

The main roadways through the airport to most occupied industrial facilities like Kairaba, Brufut, West Field, Senegambia, Brikama, Latrikunda and Banjul are all tarred with properly lighted street lights. Clean, refreshing and taken care of pipe borne water is available to most homes 24hrs uninterrupted.

Communication and World wide web solutions are quite much less expensive than most other nations. The cost of starting off a business in The Gambia is far less costly each inside the short term and long term. The housing enterprise is taking pleasure in an incredible growth with 30% return annually on investments, and also the Meltdown phenomenon is not really very easily noticeable from the Gambia.

The Gambia is really a vacationer desired destination and repeated site visitors are prevalent During this fantastic and peace loving smiling Coastline with the Gambia. Although, The Gambia is often a tax based mostly overall economy, the government makes significant earnings from Tourism and exportation of agricultural commodities like Groundnut, Fishes, Cotton and solid minerals.

It is actually mandatory for every resident to possess a TIN variety(Tax Identification Variety) in advance of a bank account may be opened. New structures are arising everyday and it can be common sight,to find out almost all of the home homeowners promoting their cellular phone contacts for those enthusiastic about renting or leasing these Qualities from high increase properties in Senegambia axis, Kairaba, Fajara, West Area, Tallinding, Tabokoto, Abuko, Lamin, Yundum etc.

Gambians in diaspora are rushing dwelling to invest With this significant yielding home sector. A visitor that previous frequented the place a year back, will observe a remarkable big difference During this infrastructural developments. The Gambia is really a clean up region, In particular Together with the introduction on the regular monthly cleansing exercise routines, referred to as “SETSETAL”, which is a special cleaning day for everyone on the last Saturday from the month involving the hours of 8 1pm and thereafter there is cost free motion.

Municipal officers go all around to make sure the wastes are appropriately disposed and make sure compliance to your law, that each one retailers and organizations most be shut and no movement of business motor vehicles, till the top with the cleaning physical exercise.

Wellness wise, it really is safe to are now living in The Gambia, as the wellness supply process is quite successful and well Outfitted with the ideal medical staff on the globe. You can find many health centers, very well distribute within the place with ambulances standing by to quickly evacuate emergencies to Royal Victoria Instructing Clinic, RVTH, Banjul wherever complicated scenarios are usually taken.

Website visitors coming for The 1st time, as a result, are suggested to take the appropriate vaccinations advised. ECOWAS citizens ought to consider vaccinations in opposition to yellow fever, meningitis, Polio etc and guarantee they’re stamped on their Yellow Card, this is even taken additional significantly, when traveling by road via Benin, Togo, Ghana, Burkina Faso, Mali and Senegal for the Gambia. Not getting a valid Yellow Card could set you back a fortune in fines you’ll be requested to pay for!

Healthcare solutions is free of charge to Gambians, except the registration card which is D5 only. ECOWAS citizens are, even so, necessary to purchase price of treatment method and hospitalization, depending upon the therapy. Vacationer visiting The Gambia are advised to possess a Vacation Insurance coverage when browsing

Transportation throughout the state is affordable. Moving from just one locale to a different is sort of uncomplicated. You’ll find 3 classes of economic road transportation. One, will be the commercial Bus, that only make it possible for utmost of a few passengers over a row which happens to be effortless, in contrast to four on the row in quite a few other nations. This type of buses go round the significant destinations like Banjul to Serrekunda (D6), Banjul to Tabokoto (D10), Banjul to Brikama (D15), Serrekunda to Senegambia (D5) etcetera.

The 2nd classification is definitely the yellow and eco friendly painted taxis that get men and women for D5 a drop or chartered solutions for the majority of visitors and locals, referred to as “Town Trip”. The last class, are the environmentally friendly painted and branded “Tourist Taxis” for travelers from and also to the airport, hotel areas, most beach locations and historic sites For brand spanking new website visitors. They are more expensive as opposed to yellow painted kinds.

Apart from when it is very important, to start with time readers are, having said that, inspired to stop going out across the rush several hours, like seven 8am and four 6pm, specially when commuters will or getting back from operate. From Tabokoto, Lamin, West field, Serrekunda and Brikama in the morning to Banjul and returning back property within the night is often pretty busy and high priced to take a taxi. The bus stops are generally congested and the website traffic chaotic all around these periods.

There are many properly organized tour operators with high class air conditioned buses to select from and also to the airport all readers and tourist that prepare their visits via them. In addition they associate with most lodges on tours to historic websites and throughout the metropolitan areas.

There place ferry solutions available to transport people over the River Gambia. From Barra to Banjul is D25 only. People can can be found in towards the region either by land in the Gambian border with Senegal at Hamdallah, or from Guinea and Cassamace, Senegal by way of Basse. By air is in the only airport at Yundum. The Banjul Global Airport, among the best from the subregion While using the longest operate way and present day radial amenities mounted.

The airport will not be normally busy and tourists really should usually inform another person to pick them on the airport, Specifically over the weekends when business actions are lower. Nevertheless, tourist taxis are offered at any time for between D500 D800 depending upon the distance, normally among 15 30km within the airport.

There’s a Bureau de Modify within the airport to alter money from other currencies like Euro, bucks, lbs . and CFA to Dalaisi. For Visa Card carriers, There is certainly ECO Financial institution ATM within the airport. Lender PHB and Have confidence in financial institution also have their ATMs in the airport.

On arrival during the region, once you listen to “Nagadef?”, this means how are you presently, just solution “Jamarek”, indicating I am great. After a hand shake, say “Jerejef”, which means thank you.

Jerejef, Jarama, Baraka (which means thank you in three unique regional languages).

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